The Conservative government’s scheme to encourage 95% mortgages for first time buyers and those wishing to move became active on the 19th of April. This will see the government guaranteeing loans on up to 95% of the value of properties worth up to £600,000. The aim is to provide lenders the security needed to offer such […]
The process of purchasing a buy-to-let property is full of common pitfalls which can trip up the uninitiated and experienced investor alike. Thankfully, a healthy mix of knowledge and research can help to support the process and avoid mistakes. With this in mind, it is important to develop a process which can be used to check and […]
In my experience, most landlords who get things wrong do so because they didn’t know that they were doing the wrong thing. Arguably, a person shouldn’t go into a business as important as providing homes without understanding the legislation and regulation involved, but many of us got into the business in the days when it […]
Conveyancing is the process of preparing and compiling legal documents for a property transaction. It is a necessary requirement for purchasing, selling and remortgaging a property. If a lender is involved in the process, which they often are, they will stipulate that a professional conveyancer or solicitor is used as part of their mortgage offer.
It is theorised that the property market follows a predictable cycle of behaviour over time – termed the property cycle. Historical studies suggest that global and regional property markets conform to a pattern of differing stages. These stages consist of ‘the Boom’, ‘the Slump’ and ‘the Recovery’. It is believed that the property market moves through each stage consecutively […]
It’s a bit of a coincidence that Stress Awareness month coincides with the end of the tax year, or is it? The 5th of April marks the last day of the tax year and landlords everywhere will be breathing a sigh of relief that they can put it behind them and start fresh.
The end of the tax year can be a bit of a stressful time, especially if you’re new to the property industry. And once you’ve got through your first, each new tax year seems to come around faster than the one before. That’s why we decided to create Finance Fortnight. The idea was to equip you with some handy materials that […]
Shelley is one of our customers here at Landlord Vision and she’s kindly shared her experience of using property management software. Read on to find out how Shelley manages her properties and which software features have helped her to become more detail oriented.
Our sister site Tax Insider helps landlords and other taxpayers to understand taxation matters and to reduce their tax burdens. In this guest post they explore the financial help that is available for landlords who may have been affected by the pandemic.
Before we dive into this post, we want to say that there are a whole bunch of good reasons to become a landlord. Some people choose to get into it from a young age, with plans to build a portfolio that will give them an eventual high return that they can then use to retire. Some […]
The tax year runs from 6th April to 5th April every year, but what does this mean for landlords and is there anything you need to be aware of when this near tax year starts?
A credit reference check is where an individual’s credit history is checked. For landlords, this usually gives an indication of whether the prospective tenant can afford to take on new debts. If you’ve ever applied for a loan, a contract phone or a mortgage, chances are you’ll have had credit reference checks carried out on you. If you’re a landlord […]
It’s not unusual for landlords of an HMO to be concerned about abuse of the utilities when the rent is inclusive of bills but the unusual circumstances of the past year has caused that concern to heighten as bills have risen and profits have reduced.
With more than a million burglaries and attempted burglaries taking place across the UK every year, the issue of tenant security is one that should definitely be on every landlord’s radar. This is especially true because rented properties are at even more risk of burglary than owner occupier homes.
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